Board of Directors

Citizens Financial Group, Inc.
Citizens Bank, N.A.
Citizens Bank of Pennsylvania

Bruce Van Saun
Chairman and Chief Executive Officer of Citizens Financial Group, Inc.
Chair of the Executive Committee

Mark Casady
Chairman and Chief Executive Officer, LPL Financial
Member of the Risk Committee and Compliance Sub-Committee

Anthony Di Iorio
Former Chief Financial Officer, Deutsche Bank A.G.
Member of the Audit Committee and Nominating and Corporate Governance Committee

Robert Gillespie
Director, The Royal Bank of Scotland Group plc
Member of the Executive Committee

William P. Hankowsky
Chairman, President and Chief Executive Officer, Liberty Property Trust
Member of the Audit Committee and Compensation and Human Resources Committee

Howard W. Hanna III
Chairman and Chief Executive Officer, Howard Hanna Real Estate Services
Member of the Audit Committee and Nominating and Corporate Governance Committee

Leo I. ("Lee") Higdon
Past President of Connecticut College
Member of the Audit Committee and Compensation and Human Resources Committee

Charles J. ("Bud") Koch
Former Chairman, President and Chief Executive Officer, Charter One Bank
Chair of the Risk Committee, Chair of the Compliance Sub-Committee and Member of the Audit Committee

Arthur F. Ryan (Lead Director)
Former Chairman, Chief Executive Officer and President of Prudential Financial Inc.
Chair of the Compensation and Human Resources Committee, Member of the Executive Committee and Nominating and Corporate Governance Committee

Shivan S. Subramaniam
Chairman and Chief Executive Officer, FM Global
Chair of the Nominating and Corporate Governance Committee, Member of the Executive Committee and Risk Committee

Wendy A. Watson
Former Executive Vice President, Global Services, State Street Bank & Trust Company
Chair of the Audit Committee, Member of the Risk Committee, Compliance Sub-Committee and Compensation and Human Resources Committee

Marita Zuraitis
Director, President and CEO, The Horace Mann Companies
Member of the Risk Committee and Compliance Sub-Committee

Regional Advisory Boards

New England

Lawrence A. Aubin Sr.
President
Aubin Corporation

Stephen P. Barba
Executive Director of University Relations
Plymouth State University

Joseph Carelli
President, Citizens Bank
New Hampshire and Vermont

James F. Conway III
Chairman, President and CEO
Courier Corporation

David M. Hirsch
Managing Partner
Mustang Partners, LLC

Douglass E. Karp
Executive Vice President
New England Development

John Morison III
Chairman
Hitchiner Manufacturing Co., Inc.

Marc Paulhus
President, Citizens Bank
Rhode Island

Girard R. Sargent
President, Citizens Bank
Massachusetts

Dr. Lynda B. Smith
Clinical Psychologist and Partner
Connecticut Psychiatric Services

Stephen R. Woods
Head of Corporate Banking
Citizens Financial Group, Inc.

Mid-Atlantic

Joseph Bartolacci
CEO
Matthews International

Eugene B. Chaiken
Chairman & CEO
Almo Corporation

Daniel K. Fitzpatrick
President
Citizens Bank of Pennsylvania

James P. Gaspo
President, Citizens Bank, New York

Alan R. Guttman
CEO
The Guttman Group

Samuel F. Heleba
President and CEO
Graphic Controls Acquisition Corporation

Sharmain Matlock-Turner
President and CEO
Urban Affairs Coalition

Ralph J. Papa
Chairman CBPA, ret.
Formerly with Citizens Bank of Pennsylvania

Dian C. Taylor
Chairman of the Board, President and CEO
Artesian Water Company

Harold L. Yoh III
Chairman and CEO
Day & Zimmermann, Inc.

Midwest

David Beecken
Partner
Beecken Petty O'Keefe & Company

Tobias W. Buck
CEO, Chairman of the Board
Paragon Medical

Beth Chappell
President and CEO
Detroit Economic Club

Ralph M. Della Ratta
Managing Director
Western Reserve Partners LLC

Joseph DiRocco
President, Charter One
Ohio

Richard C. Hampson
President, Charter One
Illinois

Baiju R. Shah
CEO
BioMotiv